IF I CLAIM AGAINST MY DRIVER, WILL THE AFFECT THE DRIVERS INSURANCE?
When an accident happens, it is likely the driver the vehicle will have reported the accident to his insurance company. The minute the accident is reported, the insurance of the driver will be affect as having a claim registered against the policy.
Once a claim is registered against the policy it generally makes very little or no difference if the passengers make a claim against the drivers insurers especially if someone else has made a claim against the driver or even if the driver claims for his / her own damage.
We will always advise the passengers to make a claim for their losses as the drivers insurers will settle the claim in full.