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140 Reviews
  • A Ali

    Versuslaw especially Anita Craig helped so kindly from 2018 for pia delay flight claim which was showing possible but Ms Anita Craig proved it again that versus law can do it. Thank you will use again and recommend 100percent.

  • R Nabi

    We have just completed on a buy and sell having used Versus Law for both sides of the transaction.
    Versus Law have been immense throughout, with the Conveyancer looking after our ‘purchase’ working hand in hand with his colleagues to keep us informed of how the ‘sell’ was progressing too.
    Amazing bunch of people. There should be more firms providing this high level of service.

  • B Keane

    Very professional and up to the task
    I found versus law straight forward and very helpful.

  • K Boon

    i recently completed on a property and was guided really well by Katrina and Lisa. Ive never purchased a property before so really didn’t know what was involved. It was easy and seamless no stress at all followed by a price that was so much cheaper than other quotes I’d had

  • M Rehman

    Having had my PIA flight delayed for over 5 hours.. Anita Craig of versus law solicitors was a great help. Every step was made easy for me to understand and I will definitely be recommending yourselves to family and friends.

  • J Nugent

    They made the whole process of my injury claim
    simple and straight forward, They even managed to get
    me my compensation before Christmas which I wasn’t expecting, A big thanks to Kulbinder Mehay

  • Steven P

    Excellent work, thank you.

  • Liz

    Nicola Nolan and Natalie Moylan are an excellent conveyancing team. We have used them more than once and recommend them to friends and family (who were also impressed). This time they were involved in us buying a property in Wales and kept us informed all the way through, even with covid restrictions causing problems. They are friendly, efficient and get the job done in a no-nonsense way which is what you need. They take the stress out of conveyancing for you. Very impressed and would recommend to anyone and everyone.

  • Gem

    I was selling my home which had a complicated title and versus law was recommended to me. Natalie Moylan handled my case from start to finish and I couldn’t ask for anyone better! There were no obstacles that couldn’t be overcome and in a very fast turn around too. The sale completed in no time at all. Natalie was timely, professional and friendly and an absolute pleasure to have on my side. I would strongly recommend Versus law to anyone.

  • Bonnie

    I have used the services of Nicola Nolan at Versus Law twice this year and was instantly put at ease and very impressed with the help received and the outcome achieved. Would recommend without hesitation

  • Daniel

    I called to get some documents certified, the ladies on reception were so helpful. I am very happy with the service I received and will use Versus Law again.

  • M

    Dealt with my flight claim hassle free and super quick, I was continuously updated every step of the way and overall really pleased with the outcome. A personal thank you to Anita as she couldn’t have made it easier for me and saw through any problems I had!

  • Richard

    I purchased my first home in February, and used Versus as my solicitor. I dealt with Natalie Moylan from start to finish, who was excellent throughout. The purchase ended up being delayed and resulted in a quite hectic finish, but Natalie remained calm and professional at all times, whilst providing a very high quality of work. My thanks to Natalie and her team, for making a long purchase so much easier!

  • C Savage

    We were selling our house (through Nick) and buying a house (through Natalie) and I can honestly say these are the best solicitors we’ve ever used (we had always used ones in London previously). They both kept us informed on a regular basis as to how things were progressing which I really valued and they were quick to respond to any queries I asked. They were professional, efficient, helpful and really nice to deal with. We were recommended Versus through local friends that have used them previously and I would definitely recommend Versus to anyone else asking me for a recommendation.
    Thanks again Natalie and Nick.

  • J Percy

    We used Nicola Nolan for our purchase/transfer of ownership. She was excellent from start to finish. We were fully informed of the process throughout and she was always friendly, approachable and very professional at all times. Would definitely recommend her at Versus Law. Thank you again

  • J Guntren

    Amazing law firm for conveyancing!! My wife and I made an offer on a house 24th September and we were moved in by 20th December. It should also be noted that we were selling my wife’s apartment at the same time (also using Versus), further complicating everything. Thanks to Natalie, everything was done in a very efficient manner and she was very understanding of our situation.

  • P Godfrey

    Many thanks to Anita and all the staff at Versuslaw, they made my flight compensation claim for delay a breeze. I would highly recommend them

  • G Ryder

    The service and advise that we received from Versuslaw was exceptional. We had numerous issues with the house that we were buying and the team at Versus law guided us through the process whilst always looking out for our best interest.They were always prompt in responding to any question that we had and would update us on a regular basis. Thanks again to Nicola, Nick and Francine

  • Mark

    Excellent, professional and friendly work from Nick, Nicola and Natalie. They were flexible and very helpful in pushing along the sale despite several hurdles. Would definitely use again in future and would recommend others do so too

  • C Keen

    Absolutely superb service from Nicola Nolan. Highly trust and recommend. Honest attention to detail.

  • V Griffith

    We would like to say a big heartfelt thank you to Saqib Kazam versuslaw
    Once he took our case in for Holiday compensation He kept us up to date with every thing explaining every step he took this was not an easy case but he got us an excellent result a kind polite very professional young man. Highly recommend

  • J Williams

    From the moment we rung Versus Law and spoke to the receptionist on the phone to the moment we completed on our first home, Versus Law were excellent. Our solicitor was Tom and not only did he keep us updated every step of the way but he was very professional, efficient, offered valuable advice and made the process of buying a house stress free. We couldn’t recommend Versus Law enough and we just wanted to say a huge thank you to Tom and the team. Joe and Kara

  • S Foster

    Sarah handled my claim quickly and efficiently. It made the whole process easy and stress free. She was very professional and kept me informed every step. I would highly recommend Versuslaw.

  • H Cooper

    We would highly recommend Versus law, especially Nick Wintrip (selling) and Nicola Nolan (buying). They both kept us up to date throughout the whole process. They were easy to get hold of and were very prompt to answer any questions/email. We would have no hesitation in recommending Versus law for conveyancing.

  • I Asaf

    Fantastic service, very helpful and kept me informed at every stage

  • M Long

    From start to finish Versus Law have been professional and helpful. Tom Reid was always available to talk to us and gave us updates regularly meaning we did not have to constantly chase up matters. We are very happy by the service and would recommend to anyone looking for a reliable solicitor.

  • Jill T

    Excellent service. I was kept informed every step of the way. Natalie Moylan and Renee Burke were a pleasure to work with. Highly professional but with a personal touch. They both went above and beyond!

  • Danielle

    Excellent service from start to finish from Nicola and Natalie! Super responsive to emails and all my questions as a first time single buyer. Natalie and Nicola make a great team and are so approachable. Definitely recommend them for property related legal services.

  • Frankie

    Really happy with my experience using versus law, from start to finish they put my mind at ease as I wasn’t buying a house in the normal way, it was through a family divorce and there were time scales and dead lines to meet, versus law managed to conker my mortgage and speed things up to avoid any extra costs, nicola was always there to ease my mind when I had any concerns as things do get stressful whilst purchasing a property, the ladies on the reception we also a delight and couldn’t do more to make you feel comfortable in any situation, if you are thinking of using versus law to assist you through your mortgage then look no further as these guys couldn’t have done more for me, I couldn’t have been happier with my experience

  • Matt W

    Nicola Nolan’s conveyancing service has always been excellent, I have used them several times in the last 5 years. In particular for my business I have found their relationship and understanding of Paragon Bank to be very useful. I would highly recommend.

  • Kay

    Excellent decision to go with Versus Law! Nick Wintrip handled the very stressful job of our house sale with professionalism, calmness and a good sense of humour. We did everything via email, phone and post, and he was always quick in responding and keeping me updated every step of the way. Very competitively priced too. I would highly recommend Versus Law without the slightest hesitation.

  • O Li

    Thomas Reid dealt with the sale and purchase of our properties. He was a pleasure to work with – very quick to respond to queries and very efficient in his work. As a result, the process went very smoothly with minimal delays. I would highly recommend competitively priced Versus Law and especially the professionalism of Thomas Reid.

  • Mr RS

    Natalie Moylan dealt with the sale and purchase on my behalf. The whole process was very well handled with constant updates. The first solicitors I’ve used that’s responds within to an email within an hour! Would 100% use again!!!

  • Mrs LC

    Recently dealt with Nick Wintrip at Versus law when selling my property. Found him to be professional, quick and thorough. Process went smoothly and I was well informed throughout the process. I received regular updates and all enquiries were dealt with efficiently. Nick made the whole process of selling my home stress free and a happy one! Your the best Nick – thank you again 🙂
    Will highly recommend Versus Law Solicitors. They are the best

  • Jaxx

    Would recommend Versus Law for conveyancing; Nick and Natalie we’re our team with Nick the main contact, thank you Nick and Natalie for making the conveyancing experience as stress free as possible.

  • Paula

    Great experience working with Versus Law. Excellent level of professionalism from Thomas Reid who provided clear, precise information. Highly recommended from my side. Thanks to Tom and the team.

  • D

    Fantastic experience with Natalie and her colleagues. Email updates throughout the home buying process, estimates of how long it would take to get her work completed and local knowledge which speeded up the process. 100% recommended.

  • R Napier

    Really good and really helpful got things sorted alot quicker than anticipated very cooperative

  • Wetherill

    What an outstanding team they turned my purchase around within the set time frame and very professional at all times.
    They went above and beyond reassured myself throughout the process.
    As being a first time buyer I felt this was most important I would recommend them highly.

  • Nasir

    Versus Law dealt with my house sale from start to finish in a most professional manner. A friendly, professional, competent team who get the job done within the time parameters. I highly recommend this firm.

  • Colin and Yvonne

    Absolutely brilliant service as always.
    This is the third time using Versuslaw and they never fail to impress. Natalie and Nicola are real diamonds and you really get the sense that they actually care about you.

    We actually live in London, but continued to use them for our London property because of our previous experience with them.
    Thank you guys, would highly recommend you to anyone.

  • B Man

    Excellent service!!! We are really happy with the service VersusLaw provided to us. Being first time buyer, we dint have much idea about the whole process and had lots of questions. They have given proper and clear response on time to everything we have requested. For us, one of the property got cancelled in between the process because the owner decided to not to sell that property few days after accepting our offer. Though there were searches and procedures done already for that property VersusLaw did not ask Fee for that purchase as they understood the difficult situation we were in. When we found our next property, we had no doubt whom to contact. We are really happy and totally satisfied by the service Nicola, Natalie and their team offered. We will highly recommend your service to anyone,

  • Ross Grant

    Today I have completed on the purchase of my very first apartment, and it just wouldn’t have been possible without the INCREDIBLE knowledge, guidance and GENUINE care of Nicola, Natalie, and the entire Versus Law team.

    This purchase was far from straightforward, with lots of potential pitfalls – all navigated with professionalism, patience and an impeccable attention to detail by Nicola.

    Nic went well above and beyond the call of duty to look into some extremely complex accounts and repair budgets to the apartment block in question – something I would have completely overlooked.

    As a result, with her guidance, I managed to negotiate a £2,000 reduction in asking price – something I’m sure other solicitors would have let slip through the net.

    That’s a genuine £2000 saving – a lot of money for a first-time buyer.

    You get a real sense that these guys actually CARE – they make you feel more like a friend, than a client – and don’t leave a stone unturned when it comes to conveyancing. If there is anything to uncover on a property, trust me, Nicola will find it!

    In essence, Versus Law made what could have been a rather stressful situation, easy and straightforward.

    Communications and response times were brilliant, with daily updates coming via phone and email – and I never felt rushed by anyone when I had queries.

    I honestly cannot recommend Versus Law enough.

    I’m going to pick up the keys to my apartment now – and won’t be using anyone other than these guys for all future property purchases/ sales.

    THANK YOU SO MUCH Versus Law – I’ll be raising a glass of champagne to you all at the housewarming! 🙂

  • CW

    Great service provided by Nicola and her team.
    Always communicating with updates for the completion of my property.
    Would highly recommend

  • Jackie

    I used Versus Law to buy my first house. Had no idea how it worked but I must say that the conveyancing team held my hand all the way through. On the day of completion there was a delay and they stayed in office late to ensure it went through so I wasn’t waiting over the weekend. It was an absolute pleasure to deal with Versus Law and I wouldn’t hesitate to recommend them. It was nice to speak to people who I felt cared for me and put my interests first at all times. Thank you so much for your help

  • Andy

    Versus were great to deal with when they provided the conveyancing for my house purchase. I was able to complete the process without needing to physically travel to their offices and my solicitor was always available for any questions when I was completing all the paperwork. Everyone was very friendly to speak to.

  • T Baguley

    Fantastic conveyancing service from Nicola and Natalie, they kept on top of everything from start to finish and were always available whenever we had questions. I’d be happy to recommend them to anyone.

  • David JC

    Very impressed with every aspect of Versus Law, from service they provide to the attitude of the staff. Always called back when they said they would and had a laugh with them too. Will definately use again (if I need to).

  • Mrs Morris

    I would recommend Versus Law to anyone, particularly Nick Wintrip, who looked after us extremely well. They are very efficient and communicated with us fully at all times. We were able to contact them by phone and e mail and did not need to rely on letter going back and forth. Nick is really friendly too and put us at ease throughout the end to end sales process. Thank you.

  • Tanita

    Nicola and Natalie did a wonderful job. They were friendly and patient. Answered my many many questions and got the job done very efficiently. I am highly impressed and would definitely recommend them.

0161 249 5087 Enquire Today
Contact Versus Law

If you want to know more about our services feel free to give us a call or use the contact form.

Road Traffic Accidents


Being involved in an accident can be stressful but if you choose us to act for you, we will endeavour to make the claims process as simple and stress free as possible for you.

Our aim is to settle your claim as soon as possible whilst making sure you are fully compensated for the losses suffered by you.

We can help with your injuries, be it a driver, passenger, pedestrian, motorcyclist. We can help claim for vehicle related losses as well as any other loss resulting from the accident, such as loss of earnings, travel expenses, loss of holidays etc.

We offer a no obligation free consultation.

NO WIN NO FEE

We can confirm we operate a NO WIN NO FEE agreement whereby we ensure your legal costs are only payable upon SUCCESSFUL completion of your case.

Seven Key Steps To Take If You Have Been Involved In A Road Traffic Accident

  • Take Note of the date and time.
  • Note the vehicle registration, make, model and colour of the other car.
  • Write down a brief description of the other driver.
  • Take note of the number of passengers in the other vehicle (if any).
  • Exchange details such as names, addresses, telephone numbers, insurance companies and policy numbers with the other driver.
  • Check if there were any witnesses at the scene of the accident and approach them for a name, address and contact number.
  • Take as much photographs as possible of the location, damage and the other driver including all passengers.
  • Attend your GP if you have been injured. Attendance is not compulsory but if you are still suffering from your injuries it is better if you obtain medical advice.
  • Keep a diary of your injuries.
  • Keep a receipt of all expenses.
  • Report the incident to the Police if the driver is uninsured or did not stop at the accident scene. Keep a note of the Police reference number.

Note: Do not worry if you have not got all the details above. Just try and gather what you can and we will try and help you with the rest.

What can I claim for?

If you have suffered losses as a result of the accident then you are entitled to make a claim to recover the losses from the Defendant / Defendant insurer.

PERSONAL INJURY

You are entitled to make a claim for injuries suffered as a result of the accident. Some injuries may be very severe but the most common injury resulting from an accident is whiplash.

Whiplash injury is caused with sudden movements of the head and neck and the most common injuries suffered can result in pain to the neck, shoulders, headaches and back pain.

The injury may last a couple of weeks, several months or even several years, we will best advise you on how to proceed with your claim.

Other injuries resulting from a road traffic accident:

Broken arms / legs
Injured knees
Psychological injuries (sleeping issues, stress, nervousness, depression etc)
Injured wrists
Nose / Dental / Facial injuries
etc
Even if the injury was minor, you will still be entitled to make a claim, as we have recovered compensation of over £1000 for an injury which lasted only a few weeks, therefore please contact us for your free consultation.

VEHICLE DAMAGE

You are entitled to make a claim for any damage to your vehicle as a result of the accident. The Defendant will be liable to put the vehicle back in its position had the accident not have happened. If the vehicle is repairable then the Defendant will be liable for the repair cost and if the vehicle is a total loss then the Defendant will be liable for the pre accident value of your vehicle.

HIRE

If your vehicle is unroadworthy or may be in for repairs, then you have the right to a replacement vehicle subject to certain conditions.  Please contact us for advice regarding the hire claim.

STORAGE AND RECOVERY

If your vehicle was recovered and or was placed in storage because it was not possible to keep on the road or at your property then you are entitled to make a claim for the recovery and storage charges.

LOSS OF USE

If you do not have access to your damaged vehicle and choose not to hire a replacement vehicle then you can claim loss of use, which on average recovered amount is £15-£20 per day.

GENERAL EXPENSES / TRAVEL EXPENSES

If you have reasonable general expenses (i.e. medicine, clothing, etc) and travel expenses as a result of the accident then please keep all receipts and we will claim the expenses back on your behalf.

LOSS OF EARNINGS

If you have had to take time off as a result of the accident, then you will be able to make a claim for loss of earnings.

OTHER LOSSES

The claim for losses is unlimited to all reasonable losses resulting from the accident.

The losses may be past losses but if the accident has affected future losses, i.e. earnings, job prospects, holidays etc, then the claim may be significant and you will need an experienced solicitor helping you with the claims process.

As a result of the accident you may wish to have private treatment, such as private consultations, surgeries, physiotherapy, CBT (for non physical injuries such as stress, depression etc) and you will be able to claim for the same from the Defendant and we can help you with this.

If you have been cared for by family, friends or a private company as a result of the accident, then you are entitled to make a claim on their behalf for the cost of the care. If a family member or friend provided care, then you can claim an hourly rate on their behalf depending on the care provided.

We and a medical expert will assess your needs and be able to recommend the possible treatments to consider.

You don’t necessarily need to be in the car to claim, if you were involved in a RTA while walking/crossing the road or while riding your bike, get in touch with one of our personal injury specialists on 0845 555 0606 or via our contact form.

Get In Touch

Use the contact form and or call us on 0161 249 5087 and our award winning legal team will contact you to find out how Versus Law can help you.

Email the team


Testimonials

Can I just say many thanks to Stephanie and your company for what you have done for me.

I have always found Stephanie, to be so professional, and so helpful with all the dealings that I have had with her during my claims for compensation, I don’t know what I would have done without her and your experience and advice and guidance.  I would recommend yourself Stephanie Pyle and your company Versus Law Solicitors to anyone who requires a solicitor or to process future compensation claims etc.

MP Jones

Benefits of using Versus Law

Versus Law are industry experts in personal injury ensuring we get the very best compensation amount for all our clients. We have specialist solicitors in all areas of law including personal injury, holiday sickness, industrial disease and flight delays. Our award winning conveyancing team continue to set the bar high with their standard of work, celebrity clientele and industry leading knowledge.

  • Case dealt with by fully qualified solicitors

  • We care about your case and will fight to get the compensation you deserve

  • No lengthy forms to fill out and no red tape let us cut through that for you

  • We will keep you informed every step of the way

A 3 Step Process

  • 1
    Give us your details
  • 2
    We fight for you
  • 3
    You get paid!

FAQ

Q

WHAT CAN YOU CLAIM FOR?

If you have suffered losses as a result of the accident then you are entitled to make a claim to recover the losses from the Defendant / Defendant insurer.

PERSONAL INJURY

You are entitled to make a claim for injuries suffered as a result of the accident. Some injuries may be very severe but the most common injury resulting from an accident is whiplash.

Whiplash injury is caused with sudden movements of the head and neck and the most common injuries suffered can result in pain to the neck, shoulders, headaches and back pain.

The injury may last a couple of weeks, several months or even several years, we will best advise you on how to proceed with your claim.

Other injuries resulting from a road traffic accident:

  • Broken arms / legs
  • Injured knees
  • Psychological injuries (sleeping issues, stress, nervousness, depression etc)
  • Injured wrists
  • Nose / Dental / Facial injuries
  • etc

Even if the injury was minor, you will still be entitled to make a claim, as we have recovered compensation of over £1000 for an injury which lasted only a few weeks, therefore please contact us for your free consultation.

VEHICLE DAMAGE

Generally the vehicle driver is the owner and will make the claim for the damage, but if you were a passenger in your own vehicle and wish to make a claim for the damage resulting from a non fault accident to your own vehicle then you are entitled to do so.

The Defendant will be liable to put the vehicle back in its position had the accident not have happened. If the vehicle is repairable then the Defendant will be liable for the repair cost and if the vehicle is a total loss then the Defendant will be liable for the pre accident value of your vehicle.

If the vehicle you were a passenger in was owned by you and is not roadworthy due to the accident, then you may be able to make a claim for a replacement hire vehicle, storage and recovery charges. Please contact us and we will be able to advise you further.

LOSS OF USE

If you do not have access to your damaged vehicle as a result of the accident and choose not to hire a replacement vehicle then you can claim loss of use, which on average recovered amount is £15-£20 per day.

 

GENERAL EXPENSES / TRAVEL EXPENSES

If you have reasonable general expenses (i.e. medicine, clothing, etc) and travel expenses as a result of the accident then please keep all receipts and we will claim the expenses back on your behalf.

LOSS OF EARNINGS

If you have had to take time off as a result of the accident, then you will be able to make a claim for loss of earnings.

OTHER LOSSES

The claim for losses is unlimited to all reasonable losses resulting from the accident.

The losses may be past losses but if the accident has affected future losses, i.e. earnings, job prospects, holidays etc, then the claim may be significant and you will need an experienced solicitor helping you with the claims process.

As a result of the accident you may wish to have private treatment, such as private consultations, surgeries, physiotherapy, CBT (for non physical injuries such as stress, depression etc) and you will be able to claim for the same from the Defendant and we can help you with this.

If you have been cared for by family, friends or a private company as a result of the accident, then you are entitled to make a claim on their behalf for the cost of the care. If a family member or friend provided care, then you can claim an hourly rate on their behalf depending on the care provided.

We and a medical expert will assess your needs and be able to recommend the possible treatments to consider.

In order to assess whether you can make a claim, the accident circumstances will need to be considered and you must have suffered a loss as a direct result of the accident.

Please feel free to make a no obligation free consultation with our claims team who will be able to advise you best without any pressure.

To start the claim we will require your details and details of the accident, i.e. circumstances, defendant vehicle details and injury details.

If 18 years and above you have 3 years to make a personal injury claim.Minors under 18 years of age have until their 21st Birthday to make a claim.For non injury related claims, you have 6 years to make a claim, i.e. vehicle damage, hire, loss of earnings etc.

We recommend you present the claim early as this will mean a quicker settlement for you. The longer you leave in making the claim does not mean you cannot claim but the evidence is best presented when its fresh.

It is very straightforward. We obtain the accident details from you over the phone and submit the claim to the insurers on an online Claim Portal. You will be required to agree to our terms of instructions which can be sent in the post or by email. The insurers will have 15 working days to respond and provide a position on the case. If liability is admitted then the claim process will be straightforward and should settle relatively quickly depending on what you are claiming for.

This will depend on various factors in the case, i.e. if liability is admitted, disputed, what you are claiming. Each case is unique and an estimate cannot be given of settlement without the facts of the case. We will try our upmost to settle the claim as quickly as possible and on the best terms.

Generally, straightforward claims can settle in under 6 months.

This will depend on the nature of your injuries and the period of injury suffered. If your injury was minor then we may be able to request an offer from the insurers without the need for a medical examination but this will have to be assessed on a case by case basis.

If your injuries are ongoing or were more than of a minor nature then we will always recommend you see a medical expert to assess your injuries. The expert examination will be arranged locally to you, with a time convenient for you and we will always claim your reasonable travel expenses. The examination is very straightforward and can take between 15-20 minutes.

Even if you have recovered from your injuries, a medical examination may be required to assess what injuries you suffered from medical experts perspective.

You will not need to attend our offices unless you wish to do so. We can take instructions over the phone, by letter or email. You are entitled to use any solicitor and are not restricted to local solicitors.

This will depend on the facts of the case and the losses suffered.

Injury claims can vary significantly as all injuries are not the same. A simple whiplash claim with a recovery of 6 months can attract an award between £2000 – £2500 and if the injury is over 12 months then the claim could be worth over £4000 but this will depend on various factors.

Children under the age of 18 can make a claim as long as they suffered physical injury. If there is no physical injury then the non physical injury has to be a recognised psychological injury, i.e. depression, PTSD etc.

Even if the physical injury is minor, we will always recommend a claim is made as this will be in the best interests of the child.

For a child to claim, a litigation friend (an adult, I.e. parent) will need to act on behalf of the child.

Yes you can as long as the second accident either made the original injuries worse or there were different injuries in the second accident.

If you require treatment, such as physiotherapy or CBT for psychological injury, chiropractor etc then we can arrange the treatment for you to assist your recovery.

The treatment provided to you will be paid for by the Defendant insurers therefore you will not need to worry about the cost.

If an insurance company contacts you direct or any other company other than us wanting to discuss your claim then please pass them our details and hang up.

Insurers try to contact clients direct and attempt to severely under settle claims in the hope a client will be tempted with the offer.

We will make sure your compensation reflects the level of damage you have suffered and based on past experiences, the offer made by the insurers is ALWAYS beaten significantly by us when a client takes our advice.

In the case of a Road Traffic Accident; when making a claim against another driver, in most cases, they will be insured and we would make a claim against their insurers. However, a significant amount of drivers are uninsured or cannot be traced and in this instance, we would make a claim to the Motors Insurance Bureau (MIB). The MIB was set up to compensate victims of untraced and uninsured drivers. So don’t let this hold you back from making a claim.

If an accident happens and the vehicle had been stolen at the time of the collision, then you can still claim for your losses.

The possible situations are as follows:

  1. Vehicle is stolen, but it was insured, the culprit not found = MIB UNTRACED
  2. Vehicle is stolen, but it was insured, the culprit found = insurance company will deal with the claim
  3. Vehicle stolen, not insured, the culprit found = MIB UNINSURED

Not wearing a seat belt, does not mean you are not able to claim.

You are still entitled to make a claim but the insurers may make a reduction to your damages ranging from 15-25% depending on the level of injury suffered and the circumstances of the claim.

In certain cases, you will get both parties disputing liability. In this instance, Versus Law will carry out an in-depth investigation to determine who is at fault. If necessary we will contact any witnesses to support your claim if we believe you are not responsible. Even if the accident was PARTLY your fault, then don’t worry, you may still have a claim

Initially a claim can be submitted against the other driver if it is not known who is at fault.

If the other driver’s insurance company does not deal with the claim, then on a without prejudice basis a passengers claim can be submitted against the driver of the vehicle where the passenger was sat.

It is not necessary to blame the driver for the vehicle for the accident but a claim can be submitted to the driver’s insurance company to ask them to deal with the claim on a without prejudice basis (without blame) as you were the innocent passenger.

The passengers can have their claim dealt with even if fault cannot be established between the two vehicles as the passenger was the innocent party.

Not all accidents are straightforward and when another driver is at fault then a claim would be made against that person and his or her insurers.

One of the biggest misconceptions is that when the passengers in a vehicle are involved in an accident, the passengers cannot make a claim against their driver. This is not correct and the fact of the matter is that passengers can make a claim against their driver as they were the innocent party; their claim should be dealt in full.

Many people are understandably are hesitant in claiming against their driver, especially if the person is a friend or family, but the main thing to keep in mind is that the insurance company of the driver will deal with the claim in full.

You are technically claiming against the driver but it is the insurance company who pay out the damages.

If you have suffered injury and or losses as a result of an accident then we will always advise you to make a claim as that is your legal right.

When an accident happens, it is likely the driver the vehicle will have reported the accident to his insurance company. The minute the accident is reported, the insurance of the driver will be affect as having a claim registered against the policy.

Once a claim is registered against the policy it generally makes very little or no difference if the passengers make a claim against the drivers insurers especially if someone else has made a claim against the driver or even if the driver claims for his / her own damage.

We will always advise the passengers to make a claim for their losses as the drivers insurers will settle the claim in full.

Tel 0845 555 0606

Contact a member of the team today

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