Could I be taken to court if I don’t complete?

Yes — if you fail to complete your auction purchase, the seller can take you to court to recover their losses. This is because buying a property at auction creates a legally binding contract the moment the auctioneer’s hammer falls.

What you’re committing to

By placing the winning bid, you agree to:

Pay the 10% deposit immediately.
Complete the transaction within a set timeframe (usually 14 or 28 days).
Comply with all the contract terms and special conditions in the auction legal pack.

If you breach any of these terms — for example, by failing to complete — you are in contractual default.

What the seller can do

If you don’t complete, the seller is entitled to:

Keep your deposit.
Sue you for their losses.

This may include:

The difference in resale value (if they later sell for a lower price).
Their legal and auction costs.
Additional expenses, such as bridging finance or abortive purchase costs.

What happens if I cause the seller to lose money?

If you fail to complete the purchase after successfully bidding at auction, not only will you lose your deposit — you may also be liable for the seller’s financial losses.

Why?

When the auctioneer’s hammer falls, you are legally bound to buy the property under the terms set out in the auction legal pack. If you later breach that contract by not completing, the seller has the right to:

Keep your 10% deposit
Claim compensation for any additional losses they suffer as a result of your breach

Examples of what you may have to pay

If the seller resells the property after you default, you could be liable for:

The difference in price if the property sells for less than your winning bid
Legal and auction fees they incur for re-listing the property
Interest and holding costs if they face delays in completing another transaction
Any other direct losses, such as abortive costs for their onward purchase or mortgage arrangements

These claims can run into thousands of pounds, and there is no upper limit set by law — it depends on the actual financial loss the seller can prove.

Legal action

The seller may issue court proceedings to recover their losses. If successful, the court may:

Order you to pay compensation
Enter a County Court Judgment (CCJ) against you
Add interest and legal costs to the amount you owe

A CCJ can seriously damage your credit rating, making it difficult to get a mortgage, credit card, or loan in the future.

Key warning

You will lose your deposit
The seller may take legal action against you, and you could face:
- A County Court Judgment (CCJ)
- Additional legal costs
- Negative impact on your credit rating or ability to borrow in the future
You may also be liable for further losses the seller suffers, such as:
- If the property has to be re-sold at a lower price
- The seller’s additional legal or auction fees
- Administrative or holding costs

Summary

The deposit is just the beginning. If you fail to complete, you may have to pay far more than 10%. The seller can — and often will — pursue you for every penny they lose as a result of your default.

If you’re not 100% certain you can proceed with the purchase, you should not bid.

Can I get my deposit back if I pull out?

You will have paid a 10% deposit on the day of the auction. If you fail to complete the purchase, the seller is entitled to keep the full deposit.

This is standard practice in auction transactions and is fully enforceable under contract law.

It doesn’t matter whether:

You are unable to obtain mortgage or bridging finance.
You discover legal issues after the auction.
You have a change in personal circumstances.
You feel the property is no longer suitable.

Once your bid is accepted, you are contractually bound to complete the purchase.

What happens to the deposit?

Unfortunately, you cannot get your deposit back if you decide to pull out after winning a property at auction.

At auction, contracts are legally exchanged immediately when the auctioneer’s hammer falls. From that moment, you are fully committed to buy the property, on the terms set out in the auction legal pack. This is true even if you later change your mind, run into funding issues, or discover something about the property that you do not like.

Can I pull out before completion if I change my mind?

No — once you’ve successfully bid at auction, you are legally bound to complete the purchase. The moment the auctioneer’s hammer falls, contracts are exchanged, and you are committed to buying the property on the terms set out in the auction legal pack and special conditions.

Changing your mind — even for understandable reasons — is not a legal justification for withdrawing. The consequences of doing so can be severe.

Common reasons people want to pull out — and why they don’t excuse you

“I didn’t get my mortgage approved.” → You are still liable; auction purchases should only be made with finance pre-approved.
“I found a problem in the legal pack or after the auction.” → Too late — due diligence must be done beforehand.
“The survey showed the property needs more work than I thought.” → Auction sales are “as seen” — structural issues are not grounds to withdraw.
“I’ve changed my mind or found a better deal elsewhere.” → This is not a valid reason in law. You’re still in breach of contract.

What happens if I don’t complete?

If you fail to complete, the seller can:

Keep your 10% deposit — this is non-refundable once contracts are exchanged.
Claim interest for any delay beyond the agreed completion date.
Serve a Notice to Complete, giving you a final 10 working days to complete.

If you still don’t complete, they can:

Terminate the contract.
Resell the property — and if they receive less than your bid price, they can claim the difference from you.
Take legal action against you for losses, costs, and damages.

In some cases, buyers who fail to complete have faced claims for tens of thousands of pounds in losses — especially if the resale is delayed or at a reduced price.

What should I do if I’m struggling?

Contact your solicitor immediately — there may still be time to remedy the issue (e.g. secure finance, arrange bridging).
Consider whether reselling quickly (via back-to-back completion or assignment) is an option — though this depends on the contract.
If completion is imminent and unavoidable, speak to the seller’s solicitor — sometimes a short extension may be agreed (usually with daily interest penalties).

Summary

Pulling out of an auction purchase is not legally permitted once the hammer falls. Doing so can result in significant financial loss, legal action, and long-term credit consequences. Always be certain before bidding — and speak to Versus Law in advance if you have any doubts. We can help you avoid costly mistakes and, if necessary, minimise damage in the event of genuine difficulty.

Can I use a company or SPV to buy the property?

Yes, you can buy an auction property using a limited company or Special Purpose Vehicle (SPV) — and this is a common approach for investors, especially in the buy-to-let or commercial market. However, it comes with additional legal, administrative, and financial requirements that you need to understand from the outset.

What is an SPV?

An SPV is a limited company set up solely to hold property assets. It is typically:

Registered with Companies House
Often structured as a property investment vehicle (e.g., SIC code 68209)
Used for tax efficiency, portfolio separation, or mortgage purposes

Some lenders will only lend to SPVs with a specific trading purpose and no other activity.

What documents will you need?

If you’re buying via a company, we will need to verify:

Certificate of Incorporation
Articles of Association
Latest Confirmation Statement from Companies House
Company accounts (if available)
Proof of identity and address for all directors and significant shareholders
Board resolution authorising the purchase

We are also required to carry out AML checks on the company and its owners under UK money laundering regulations.

What about funding?

Most high street lenders will not lend to new SPVs — so you may need a specialist lender or broker.
If using bridging finance, ensure your lender is aware you are buying via a company.
Company purchases are not eligible for first-time buyer SDLT relief, and may be subject to the 15% SDLT flat rate for high-value residential properties if you do not qualify for an exemption (e.g. buy-to-let businesses).

Key considerations

Once the auction has ended, the buyer named on the memorandum of sale is bound by the contract.

Check the auction pack carefully — some contracts forbid buyer substitutions, especially in repossession or probate sales.
If you’re planning to buy through a company, decide this in advance and bid in the company’s name.

You cannot switch to a company buyer after the auction unless the contract allows it (known as “nomination” or assignment).

Summary

Buying through a company or SPV can offer flexibility and tax benefits, but it comes with added complexity. You’ll need to provide extra documents, ensure your lender is aligned, and check the auction contract for any restrictions. At Versus Law, we regularly act for corporate buyers and SPVs — and can guide you through the process smoothly and legally.

What is a memorandum of sale?

A memorandum of sale is a document issued after the auction that records the basic terms of the sale — including the buyer’s and seller’s details, the agreed purchase price, and any relevant special conditions.

In an auction context, it is typically signed immediately after the hammer falls and forms part of the legally binding contract.

Is it the same as the contract?

No — but it forms part of the contract in auction sales.

In a normal sale, the contract is negotiated and exchanged later. In an auction, the contract is exchanged at the fall of the hammer, and the memorandum of sale is the written record of that exchange.

It is usually accompanied or followed by the Special Conditions of Sale and the Common Auction Conditions, which together form the full contract.

What does it include?

The property address.
The buyer’s and seller’s names and solicitors.
The auction sale price.
Confirmation of the deposit paid (usually 10%).
The completion date (often 14 or 28 days from auction).
Any special conditions or additional fees noted in the auction pack.

Although it may look simple, signing the memorandum is not a formality — it is confirmation that a binding contract has been entered into.

It proves that a binding sale has taken place.It is used by both solicitors to progress the legal transfer of ownership. It is sometimes required by lenders, bridging companies, or insurance providers to confirm that a purchase is underway.

If you are buying at auction, you’ll need to sign the memorandum immediately and ensure that the buyer details (individual or company) are correct and final — as you cannot change them later without risk.

Summary

The memorandum of sale is the document that confirms and records your auction purchase. It is a legally significant part of the contract and should be signed carefully. At Versus Law, we use the memorandum to begin post-auction work immediately — ensuring you meet all contractual deadlines.

What it means to be a successful bidder at auction

At a property auction, the legal process is very different from buying through an estate agent. As soon as your bid is accepted — when the auctioneer’s hammer falls — you are legally bound to buy the property.

This moment counts as exchange of contracts. There is no cooling-off period and no chance to change your mind or renegotiate terms. You are committed to completing the purchase in accordance with the contract and auction conditions.

What you’re agreeing to

When you successfully bid at auction, you are agreeing to:

Exchange contracts immediately.
Pay a deposit on the day – usually 10% of the purchase price.
Complete the purchase within a fixed period, typically 14 or 28 days, as specified in the special conditions of the auction contract.
Accept the property in its current condition and subject to all matters in the legal pack, whether you’ve reviewed them or not.

Before you bid

Before bidding at auction, it is essential that you:

Review the auction legal pack (ideally with legal advice).
Inspect the property or arrange a survey (where possible).
Understand all contractual obligations, including any extra fees or search costs.
Ensure that your finances are in place — whether you are using cash, a mortgage, or bridging finance — and that funds will be available in time for completion.

Summary

The auction contract is final. Once the hammer falls, you cannot withdraw without consequences. If you later decide not to go ahead, you risk:

Losing your deposit.
Being liable for the seller’s legal and resale costs.
Facing court proceedings and a County Court Judgment (CCJ).

Why is the property being sold at auction – should I be worried?

Many clients ask why a property is being sold at auction, and whether that means something is wrong with it. While auctions can attract distressed or problematic properties, that is not always the case.

There are many perfectly valid reasons a property ends up at auction — and some of them have nothing to do with the condition or title. However, auction purchases carry fewer protections than normal transactions, so it’s always important to approach with informed caution.

Common reasons properties are sold at auction

Repossession: The lender has taken possession and is seeking a quick sale. Often sold “as is” and with no warranties.
Probate sale: The seller is acting under a will or grant of probate. They may have limited knowledge of the property’s history.
Investment disposal: A landlord is selling part of their portfolio, often tenanted properties or HMOs.
Development opportunity: The property has planning potential, structural issues, or may be unmortgageable in current form.
Unusual or niche properties: Properties with quirks (e.g. flying freeholds, commercial elements, short leases) often don’t sell well on the open market.
Quick timeline required: The seller may need a guaranteed sale within a fixed timeframe and is willing to accept a lower price.
Legal issues or missing paperwork: The seller cannot resolve a defect before sale (e.g. no building control certificate or missing easement), so they opt for an “as seen” disposal via auction.

Should I be concerned?

Not necessarily — but you should be realistic and cautious.

Auction sales are often “no comeback” transactions, meaning:

You are responsible for all due diligence
You take the property as it stands, physically and legally
There is no obligation on the seller to improve or clarify anything

That’s why it’s essential to instruct a solicitor before bidding, review the legal pack thoroughly, and make sure any hidden or missing information is assessed.

Summary

Just because a property is at auction doesn’t mean it’s problematic — but it does mean the seller is not offering any guarantees. At Versus Law, we help you understand what you’re really buying, identify any legal or financial risks, and guide you on whether to proceed with confidence or caution.

What should I expect when contacting my solicitor?

Why we may not always answer immediately

Auction files are time-critical and often involve urgent deadlines, simultaneous completions, and direct dealings with mortgage lenders, auctioneers, and opposing solicitors.

During peak periods or while handling another completion:

Your solicitor may be on a call, in a meeting, or signing off on legal documents.
Work may be prioritised by deadline or risk, rather than on a first-come basis.
Your file may be progressing behind the scenes, even if you haven’t had a message yet.

We understand this can be frustrating — but please know that we aim to respond as quickly as possible, and no file is ever left unattended.

How we manage your matter efficiently

All key tasks are completed within the required timescales.
You receive regular updates, especially before and after critical stages like exchange, searches, and completion.
Emails are read and actioned promptly, even if we cannot respond immediately.
Our support team is available to help with general updates or non-technical queries.

If something is urgent, please clearly state this in your message or call and we will prioritise accordingly.

At Versus Law, we pride ourselves on providing a responsive, professional service to all our clients. However, it’s important to understand how communication works during a busy and time-sensitive transaction like an auction purchase.

You may not always get an instant response, but rest assured — your matter is being handled carefully, and we are working to protect your interests at all times.

Working together

You can help us stay on track by:

Sending documents and ID information as early as possible.
Responding promptly to any requests for clarification.
Avoiding unnecessary repeat emails or calls — we promise, we haven’t forgotten you.

We’re here to support you — and by working together, we can complete your transaction successfully and smoothly.

Summary

We may not always be available the moment you call or email — but behind the scenes, your matter is progressing. At Versus Law, we take your auction transaction seriously and ensure that all legal work is done accurately, thoroughly, and on time. You can trust us to deliver — even when we’re not immediately visible.

What is ‘source of funds’ and why is it important?

What does ‘source of funds’ mean?

‘Source of funds’ refers to the actual origin of the money being used to buy the property. This includes:

The 10% deposit paid on the day of the auction
The balance of the purchase price payable on completion
Any costs, including legal fees and stamp duty

Acceptable sources of funds

Examples of legitimate, verifiable sources include:

Savings from employment (supported by payslips, bank statements, or P60s)
Sale of another property (with evidence of completion)
Inheritance (copy of the will or solicitor’s confirmation)
Dividends or investment income
Release of equity or remortgage proceeds
Loan from a regulated lender (with a copy of the mortgage offer)
Gift from a family member (with a signed gift letter and ID for the donor)

We will usually ask for bank statements showing the movement of funds and any documents that explain how they were built up over time.

As part of our legal and regulatory obligations, we must confirm not just who you are, but also where your money is coming from. This process is known as verifying the source of funds, and it is required under UK anti-money laundering (AML) laws.

If you are buying a property — particularly at auction where large deposits and quick completions are involved — you should be prepared to demonstrate and document the origin of your money before we can proceed.

Why it matters — especially for auction buyers

We are legally prohibited from continuing with the transaction
Your file may be reported as suspicious activity, even if unintentionally
You may be delayed or unable to complete on time, risking loss of your 10% deposit

This is particularly critical in auction transactions, where deadlines are fixed and inflexible.

Why are we asking so many questions?

We understand that our questions can sometimes feel intrusive or repetitive. You may be asked for the same information more than once, or for detailed explanations of financial transactions that seem obvious to you.

Please understand:

We are not being difficult — we are legally obliged to ask these questions under anti-money laundering rules.
Solicitors who fail to investigate source of funds can face fines, sanctions, or regulatory action.

Every client — whether a first-time buyer or seasoned investor — must go through this process.

Confidential but mandatory

We treat all personal financial information with the utmost confidentiality. Nothing is shared beyond our legal team and regulators if required. However, we must complete these checks in full before we can act on your behalf or hold client money.

Summary

Verifying the source of funds is a legal requirement for every property transaction — especially auction purchases, where timing is critical. It’s not about suspicion or judgement — it’s about compliance. At Versus Law, we’ll guide you through this process clearly and respectfully, and we thank you in advance for your cooperation.

351 Reviews

DM

The conveyancing process took about 11 weeks with no chain at either end. Umar was able to arrange everything to happen on my requested completion date towards the end of March, which was close to the April stamp duty deadline so this was appreciated.
D Rahman

I would like to share my recent experience using the service of Versus Law solicitors and they are brilliant.. my purchase was a rapid sale and I only had 6 weeks to do the completion and beat the deadline of stamp duty rise and I was able to complete 10 days before the deadline.
Umar Shamly who was dealing with my file was absolutely brilliant very informative very helpful very professional and easy to reachable. He was always prompt with the responses .
They made the whole process very easy and smooth for me .
Will definitely recommend them to friends and family
Storm

I had a very smooth service from Versus Law, and my solicitor Umar was always very quick to respond which makes the world of difference
A Ali

Versuslaw especially Anita Craig helped so kindly from 2018 for pia delay flight claim which was showing possible but Ms Anita Craig proved it again that versus law can do it. Thank you will use again and recommend 100percent.
R Nabi

We have just completed on a buy and sell having used Versus Law for both sides of the transaction.
Versus Law have been immense throughout, with the Conveyancer looking after our ‘purchase’ working hand in hand with his colleagues to keep us informed of how the ‘sell’ was progressing too.
Amazing bunch of people. There should be more firms providing this high level of service.
B Keane

Very professional and up to the task
I found versus law straight forward and very helpful.
K Boon

i recently completed on a property and was guided really well by Katrina and Lisa. Ive never purchased a property before so really didn’t know what was involved. It was easy and seamless no stress at all followed by a price that was so much cheaper than other quotes I’d had
M Rehman

Having had my PIA flight delayed for over 5 hours.. Anita Craig of versus law solicitors was a great help. Every step was made easy for me to understand and I will definitely be recommending yourselves to family and friends.
J Nugent

They made the whole process of my injury claim
simple and straight forward, They even managed to get
me my compensation before Christmas which I wasn’t expecting, A big thanks to Kulbinder Mehay
Steven P

Excellent work, thank you.
Liz

Nicola Nolan and Natalie Moylan are an excellent conveyancing team. We have used them more than once and recommend them to friends and family (who were also impressed). This time they were involved in us buying a property in Wales and kept us informed all the way through, even with covid restrictions causing problems. They are friendly, efficient and get the job done in a no-nonsense way which is what you need. They take the stress out of conveyancing for you. Very impressed and would recommend to anyone and everyone.
Gem

I was selling my home which had a complicated title and versus law was recommended to me. Natalie Moylan handled my case from start to finish and I couldn’t ask for anyone better! There were no obstacles that couldn’t be overcome and in a very fast turn around too. The sale completed in no time at all. Natalie was timely, professional and friendly and an absolute pleasure to have on my side. I would strongly recommend Versus law to anyone.
Bonnie

I have used the services of Nicola Nolan at Versus Law twice this year and was instantly put at ease and very impressed with the help received and the outcome achieved. Would recommend without hesitation
Daniel

I called to get some documents certified, the ladies on reception were so helpful. I am very happy with the service I received and will use Versus Law again.
M

Dealt with my flight claim hassle free and super quick, I was continuously updated every step of the way and overall really pleased with the outcome. A personal thank you to Anita as she couldn’t have made it easier for me and saw through any problems I had!
Richard

I purchased my first home in February, and used Versus as my solicitor. I dealt with Natalie Moylan from start to finish, who was excellent throughout. The purchase ended up being delayed and resulted in a quite hectic finish, but Natalie remained calm and professional at all times, whilst providing a very high quality of work. My thanks to Natalie and her team, for making a long purchase so much easier!
C Savage

We were selling our house (through Nick) and buying a house (through Natalie) and I can honestly say these are the best solicitors we’ve ever used (we had always used ones in London previously). They both kept us informed on a regular basis as to how things were progressing which I really valued and they were quick to respond to any queries I asked. They were professional, efficient, helpful and really nice to deal with. We were recommended Versus through local friends that have used them previously and I would definitely recommend Versus to anyone else asking me for a recommendation.
Thanks again Natalie and Nick.
J Percy

We used Nicola Nolan for our purchase/transfer of ownership. She was excellent from start to finish. We were fully informed of the process throughout and she was always friendly, approachable and very professional at all times. Would definitely recommend her at Versus Law. Thank you again
J Guntren

Amazing law firm for conveyancing!! My wife and I made an offer on a house 24th September and we were moved in by 20th December. It should also be noted that we were selling my wife’s apartment at the same time (also using Versus), further complicating everything. Thanks to Natalie, everything was done in a very efficient manner and she was very understanding of our situation.
P Godfrey

Many thanks to Anita and all the staff at Versuslaw, they made my flight compensation claim for delay a breeze. I would highly recommend them
G Ryder

The service and advise that we received from Versuslaw was exceptional. We had numerous issues with the house that we were buying and the team at Versus law guided us through the process whilst always looking out for our best interest.They were always prompt in responding to any question that we had and would update us on a regular basis. Thanks again to Nicola, Nick and Francine
Mark

Excellent, professional and friendly work from Nick, Nicola and Natalie. They were flexible and very helpful in pushing along the sale despite several hurdles. Would definitely use again in future and would recommend others do so too
C Keen

Absolutely superb service from Nicola Nolan. Highly trust and recommend. Honest attention to detail.
V Griffith

We would like to say a big heartfelt thank you to Saqib Kazam versuslaw
Once he took our case in for Holiday compensation He kept us up to date with every thing explaining every step he took this was not an easy case but he got us an excellent result a kind polite very professional young man. Highly recommend
J Williams

From the moment we rung Versus Law and spoke to the receptionist on the phone to the moment we completed on our first home, Versus Law were excellent. Our solicitor was Tom and not only did he keep us updated every step of the way but he was very professional, efficient, offered valuable advice and made the process of buying a house stress free. We couldn’t recommend Versus Law enough and we just wanted to say a huge thank you to Tom and the team. Joe and Kara
S Foster

Sarah handled my claim quickly and efficiently. It made the whole process easy and stress free. She was very professional and kept me informed every step. I would highly recommend Versuslaw.
H Cooper

We would highly recommend Versus law, especially Nick Wintrip (selling) and Nicola Nolan (buying). They both kept us up to date throughout the whole process. They were easy to get hold of and were very prompt to answer any questions/email. We would have no hesitation in recommending Versus law for conveyancing.
I Asaf

Fantastic service, very helpful and kept me informed at every stage
M Long

From start to finish Versus Law have been professional and helpful. Tom Reid was always available to talk to us and gave us updates regularly meaning we did not have to constantly chase up matters. We are very happy by the service and would recommend to anyone looking for a reliable solicitor.
Jill T

Excellent service. I was kept informed every step of the way. Natalie Moylan and Renee Burke were a pleasure to work with. Highly professional but with a personal touch. They both went above and beyond!
Danielle

Excellent service from start to finish from Nicola and Natalie! Super responsive to emails and all my questions as a first time single buyer. Natalie and Nicola make a great team and are so approachable. Definitely recommend them for property related legal services.
Frankie

Really happy with my experience using versus law, from start to finish they put my mind at ease as I wasn’t buying a house in the normal way, it was through a family divorce and there were time scales and dead lines to meet, versus law managed to conker my mortgage and speed things up to avoid any extra costs, nicola was always there to ease my mind when I had any concerns as things do get stressful whilst purchasing a property, the ladies on the reception we also a delight and couldn’t do more to make you feel comfortable in any situation, if you are thinking of using versus law to assist you through your mortgage then look no further as these guys couldn’t have done more for me, I couldn’t have been happier with my experience
Matt W

Nicola Nolan’s conveyancing service has always been excellent, I have used them several times in the last 5 years. In particular for my business I have found their relationship and understanding of Paragon Bank to be very useful. I would highly recommend.
Kay

Excellent decision to go with Versus Law! Nick Wintrip handled the very stressful job of our house sale with professionalism, calmness and a good sense of humour. We did everything via email, phone and post, and he was always quick in responding and keeping me updated every step of the way. Very competitively priced too. I would highly recommend Versus Law without the slightest hesitation.
O Li

Thomas Reid dealt with the sale and purchase of our properties. He was a pleasure to work with – very quick to respond to queries and very efficient in his work. As a result, the process went very smoothly with minimal delays. I would highly recommend competitively priced Versus Law and especially the professionalism of Thomas Reid.
Mr RS

Natalie Moylan dealt with the sale and purchase on my behalf. The whole process was very well handled with constant updates. The first solicitors I’ve used that’s responds within to an email within an hour! Would 100% use again!!!
Mrs LC

Recently dealt with Nick Wintrip at Versus law when selling my property. Found him to be professional, quick and thorough. Process went smoothly and I was well informed throughout the process. I received regular updates and all enquiries were dealt with efficiently. Nick made the whole process of selling my home stress free and a happy one! Your the best Nick – thank you again 🙂
Will highly recommend Versus Law Solicitors. They are the best
Jaxx

Would recommend Versus Law for conveyancing; Nick and Natalie we’re our team with Nick the main contact, thank you Nick and Natalie for making the conveyancing experience as stress free as possible.
Paula

Great experience working with Versus Law. Excellent level of professionalism from Thomas Reid who provided clear, precise information. Highly recommended from my side. Thanks to Tom and the team.
D

Fantastic experience with Natalie and her colleagues. Email updates throughout the home buying process, estimates of how long it would take to get her work completed and local knowledge which speeded up the process. 100% recommended.
R Napier

Really good and really helpful got things sorted alot quicker than anticipated very cooperative
Wetherill

What an outstanding team they turned my purchase around within the set time frame and very professional at all times.
They went above and beyond reassured myself throughout the process.
As being a first time buyer I felt this was most important I would recommend them highly.
Nasir

Versus Law dealt with my house sale from start to finish in a most professional manner. A friendly, professional, competent team who get the job done within the time parameters. I highly recommend this firm.
Colin and Yvonne

Absolutely brilliant service as always.
This is the third time using Versuslaw and they never fail to impress. Natalie and Nicola are real diamonds and you really get the sense that they actually care about you.

We actually live in London, but continued to use them for our London property because of our previous experience with them.
Thank you guys, would highly recommend you to anyone.
B Man

Excellent service!!! We are really happy with the service VersusLaw provided to us. Being first time buyer, we dint have much idea about the whole process and had lots of questions. They have given proper and clear response on time to everything we have requested. For us, one of the property got cancelled in between the process because the owner decided to not to sell that property few days after accepting our offer. Though there were searches and procedures done already for that property VersusLaw did not ask Fee for that purchase as they understood the difficult situation we were in. When we found our next property, we had no doubt whom to contact. We are really happy and totally satisfied by the service Nicola, Natalie and their team offered. We will highly recommend your service to anyone,
Ross Grant

Today I have completed on the purchase of my very first apartment, and it just wouldn’t have been possible without the INCREDIBLE knowledge, guidance and GENUINE care of Nicola, Natalie, and the entire Versus Law team.

This purchase was far from straightforward, with lots of potential pitfalls – all navigated with professionalism, patience and an impeccable attention to detail by Nicola.

Nic went well above and beyond the call of duty to look into some extremely complex accounts and repair budgets to the apartment block in question – something I would have completely overlooked.

As a result, with her guidance, I managed to negotiate a £2,000 reduction in asking price – something I’m sure other solicitors would have let slip through the net.

That’s a genuine £2000 saving – a lot of money for a first-time buyer.

You get a real sense that these guys actually CARE – they make you feel more like a friend, than a client – and don’t leave a stone unturned when it comes to conveyancing. If there is anything to uncover on a property, trust me, Nicola will find it!

In essence, Versus Law made what could have been a rather stressful situation, easy and straightforward.

Communications and response times were brilliant, with daily updates coming via phone and email – and I never felt rushed by anyone when I had queries.

I honestly cannot recommend Versus Law enough.

I’m going to pick up the keys to my apartment now – and won’t be using anyone other than these guys for all future property purchases/ sales.

THANK YOU SO MUCH Versus Law – I’ll be raising a glass of champagne to you all at the housewarming! 🙂
CW

Great service provided by Nicola and her team.
Always communicating with updates for the completion of my property.
Would highly recommend
Jackie

I used Versus Law to buy my first house. Had no idea how it worked but I must say that the conveyancing team held my hand all the way through. On the day of completion there was a delay and they stayed in office late to ensure it went through so I wasn’t waiting over the weekend. It was an absolute pleasure to deal with Versus Law and I wouldn’t hesitate to recommend them. It was nice to speak to people who I felt cared for me and put my interests first at all times. Thank you so much for your help
Andy

Versus were great to deal with when they provided the conveyancing for my house purchase. I was able to complete the process without needing to physically travel to their offices and my solicitor was always available for any questions when I was completing all the paperwork. Everyone was very friendly to speak to.
T Baguley

Fantastic conveyancing service from Nicola and Natalie, they kept on top of everything from start to finish and were always available whenever we had questions. I’d be happy to recommend them to anyone.
David JC

Very impressed with every aspect of Versus Law, from service they provide to the attitude of the staff. Always called back when they said they would and had a laugh with them too. Will definately use again (if I need to).
Mrs Morris

I would recommend Versus Law to anyone, particularly Nick Wintrip, who looked after us extremely well. They are very efficient and communicated with us fully at all times. We were able to contact them by phone and e mail and did not need to rely on letter going back and forth. Nick is really friendly too and put us at ease throughout the end to end sales process. Thank you.
Tanita

Nicola and Natalie did a wonderful job. They were friendly and patient. Answered my many many questions and got the job done very efficiently. I am highly impressed and would definitely recommend them.

DM

D Rahman

Storm

A Ali

R Nabi

B Keane

K Boon

M Rehman

J Nugent

Steven P

Liz

Gem

Bonnie

Daniel

M

Richard

C Savage

J Percy

J Guntren

P Godfrey

G Ryder

Mark

C Keen

V Griffith

J Williams

S Foster

H Cooper

I Asaf

M Long

Jill T

Danielle

Frankie

Matt W

Kay

O Li

Mr RS

Mrs LC

Jaxx

Paula

D

R Napier

Wetherill

Nasir

Colin and Yvonne

B Man

Ross Grant

CW

Jackie

Andy

T Baguley

David JC

Mrs Morris

Tanita

Could I be taken to court if I don’t complete?

What you’re committing to

What the seller can do

OTHER NEWS

What happens if I cause the seller to lose money?

Why?

Examples of what you may have to pay

Legal action

Key warning

Summary

OTHER NEWS

Can I get my deposit back if I pull out?

What happens to the deposit?

OTHER NEWS

Can I pull out before completion if I change my mind?

Common reasons people want to pull out — and why they don’t excuse you

What happens if I don’t complete?

What should I do if I’m struggling?

Summary

OTHER NEWS

Can I use a company or SPV to buy the property?

What is an SPV?

What documents will you need?

What about funding?

Key considerations

Summary

OTHER NEWS