What documents do I need to provide you with?
To proceed efficiently with your auction purchase, we need to collect a number of documents and details from you. These are essential for us to comply with legal requirements, satisfy your lender (if applicable), and complete the transaction on time — especially given the strict 14 or 28-day completion windows typically imposed in auction sales.
Identity and Anti-Money Laundering Documents
To comply with legal and regulatory standards (including anti-money laundering laws), we will ask for:
- Photo ID: e.g. valid passport or UK driving licence
- Proof of address (dated within the last 3 months): e.g. utility bill, bank statement, or council tax letter
- For companies: Certificate of Incorporation, recent confirmation statement, and details of beneficial owners
We may also carry out electronic verification checks or request source of funds information, particularly if the transaction involves a high-risk jurisdiction or large cash deposits.
Auction Documentation
- A copy of the memorandum of sale (you will usually be given this immediately after the auction).
- A copy of the auction legal pack, if available (some auctioneers allow this to be downloaded).
- Any special conditions of sale or buyer notices issued by the auctioneer.
These documents form part of the binding contract and are crucial for our review and advice.
Purchase Details
- The name(s) in which the property is to be registered (this must match the auction purchase name unless the contract allows a change).
- Whether you are buying alone or jointly, or through a company.
- Whether the property will be your main residence, investment, or company asset.
Financial Information
If you are using mortgage or bridging finance:
- Let us know the lender’s details.
- Provide a copy of the mortgage offer (or decision in principle, if available).
- Give us the contact details for your broker or lender’s solicitor, if known.
This ensures we can liaise with them early and avoid last-minute delays in drawdown or registration.
Summary
Providing complete and accurate documents from the outset enables us to act swiftly, meet auction deadlines, and prevent unnecessary legal or financial delays. At Versus Law, we guide clients through this process every day — ensuring you are fully prepared from day one.










